5 Tips For Planning Your 2023 Goals

If every year in January you feel like you want many things, but arrive in December without accomplishing any of them, this post will save your life this year 2023! So let’s get goals off paper? Stay with us until the end and discover the tips.

How to make goals for 2023?

Many people get involved in planning goals because they do not understand some concepts that are basic when planning. First, you need to understand that there are short, medium and long term goals . In this sense, when we talk especially about financial goals, it is not interesting to have only long-term goals, such as saving a certain amount of money.

Instead, it is necessary to build more realistic goals, possible to be achieved in the short and medium term . However, these goals shouldn’t stop you from achieving your long-term goals. Therefore, it is important to specify and measure your goals, whether they are financial or not, as we will see in the following tips.

5 tips for planning your 2023 goals

By following these tips, the chances of you not being able to reach your goals are practically zero! Find out what they are:

1. Specify your goals

First, start by specifying your goal. In other words, say what your goal is . For this, it can be difficult to start with bigger and long-term goals, as mentioned above. Therefore, a good strategy is to unravel the larger goals and micro goals.

Macro goals and micro goals

It’s much less daunting to have a series of micro goals that lead your way to a macro goal. This is a strategy that will direct your efforts much more clearly to where you want to go. To make it easier to understand, let’s use a macro goal as an example: going on a trip. So let’s make this goal more specific:

Macro goal : go on a trip.

Micro goals: save + make extra income.

2. Measure your goals

Once your goals have been defined and divided into macro and micro, it’s time to measure. This concept means quantity, that is, establishing how much you need to save to reach the goal. Still using the example of the trip, it is necessary to research to find out what the average expenses will be for that trip. Therefore, research the value of tickets, accommodation, tours, food and other costs involved in the trip. Once this is done, you will have a value to reach for your goal.

3. How is it possible to reach your goal?

Getting here, you’ve already established what your goal is, you already know the amount of money needed and now you need to define how you will achieve that goal . It is at this moment that you will assess whether it is an achievable goal, a possible goal to achieve. It is time to be fair to yourself and assess the possibility of achieving this goal.

So, if you intend to take a trip that still doesn’t fit in your budget in the next 3 months, maybe it’s not financially healthy. Or it could even be harmful to your physical and emotional health, as you would need to invest a lot of time in an extra income to get the money. So define a “how” that is totally possible for you.

Let’s assume that your trip costs R$5,000 and you plan to travel in December. What does it take to collect that money? If you start saving in January, you will need to save R$416 per month to travel in December. Is it possible for you?

4. Set a deadline

Let’s assume you plan to travel in December. Therefore, it is necessary to have the value of the trip on that date or even before. It is worth remembering that this is the final goal, but before that you can have micro goals, such as having an extra source of income or determining that you will save in some sector to get the value.

You can also set micro value goals, such as collecting half the cost of the trip by June (R$2,500). You can also set deadlines for paying for each item on the trip. For example, until April, add the value of the accommodation, in August, buy the tickets and so on. Thus, you already have an extra motivation to continue the path towards achieving this goal.

5. Define the big purpose of your goal

Finally, this tip will help you stay firm and strong on the path to achieving the goal. Stop and think: what is the purpose of this goal? Is it something you really, really want? Remembering why you started saving money will help you do whatever it takes to get there. Using the travel example: what is the purpose for traveling? What will you experience in this destination? Remember that when you think about giving up.

So, describe that purpose and put only those goals on your list of goals that will really pay off your effort. This is “why?” of your goal.

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